• A prior eviction filed or unpaid rent.
  
  
• A negative landlord reference.
  
  
• A bankruptcy within the past two years.
  
  
• Misrepresentation or inconsistency in application or supporting information
  
  
• Negative credit history after any bankruptcy.
•  Only negative credit history.
•  If you have more than 5 accounts not paid as agreed on your credit history or delinquent payments with a combined total exceeding $3,500. This would include late pays, collection accounts, judgments, liens and paid off accounts that still show up on your credit report. Medical bills, child/family support or student loans are not included.  We do not use credit scores.  We do not accept credit reports from other companies or applicant supplied reports.
• Note:  If one or more applicants do not qualify, we will not rent to the remaining applicant(s).
  
  

1. We will run a credit report to verify your history of punctual bill payments.
   
   
2. We will contact your current and previous jobs to verify two years of job income and consistency. If you have been a full time college student during the two year period, the requirement for consistent job history will be waived with proof of schooling. We require at least three times the amount of rent as a minimum gross income This amount can include all applicants income. All income must be verifiable and taxed. If you own your own business you must provide tax statements and current year to date profit & loss statement. If the income is from social security, SSI, AFDC, retirement, student loans or child support you must provide proof of benefits.
   
   
3. We will contact your current and prior landlords to verify:
   
   
   • Your rental payment history.
     
     
   • Your history of taking care of the rental unit.
     
     
   • Your relationship with your prior landlords and other tenants.
     
     
   • Your history of following their rules and regulations.
     
     
4. We are looking for a minimum of 4 years rental history or home ownership. This must be during the last 4 years (References from friends & family are not included.)
   
   
5. We will verify the number of people to be living in the unit. We allow two people per bedroom.
   

REASONS FOR INCREASE IN SECURITY DEPOSIT

A. Credit history
There is a 25% increase for 2-3 accounts not paid as agreed. This could be a late pay account, collection account, bankruptcy over 4 years ago, judgment or lien, etc..

There is a 50% increase for 4-5 accounts not paid as agreed or no credit history, a bankruptcy or foreclosure more than two years ago but less than 4 years ago.

B. Rental history
There is a 15% increase for each year less than 4 of recent rental history.

C. Income history
There is a 25% increase if your combined income falls short of the required amount by up to 10% If your income falls short by more than 10%, your application will be rejected.

There will be a 25% increase for each year of consistent job history or income that is missing (if we use your income to qualify for the rental).

There is a 100% increase if you have started a new business during the past 12 months.

APPLICATION INFORMATION

Whether the application is accepted or not, any application fees paid are non-refundable.
We do not approve applications on a 1st come 1st serve basis.
All approved applications are valid for up to thirty days. With a $10 renewal fee the application, if approved, will be renewed for another thirty days.
Upon approval of your application, the security deposit must be paid by cashiers check or money order.
The entire first full months rent is due on your move in date ( cashiers check or mony order please).
We do not hold a property for an approved applicant until the security deposit is received. We can hold the property for up to 2 weeks after the security deposit is received.
We do not hold a property beyond the agreed upon move-in date.
The security deposit is not the last months rent.